Who pays for hospice?

When Hospice is on your side, you’re never alone, and you don’t have to shoulder the financial burden yourself either. Financial coverage is available through the Hospice Medicare Benefit or private insurance companies. Patients who qualify and are approved for Oklahoma ADvantage may have their care covered under this benefit. Veteran Administration benefits may cover hospice services. Uninsured patients are provided comprehensive Hospice services by Physician’s Choice Hospice without discrimination.

Private Insurance Benefits

Many private insurance companies and HMOs provide coverage for Hospice services. Most Insurance companies provide a hospice benefit. Hospice charges no co-payments or deductibles and bills Medicare directly for everything that is covered under the Medicare Hospice Benefit. Physician’s Choice Hospice is a preferred provider for most HMOs and insurance companies in Oklahoma.

Medicare Benefits

Hospice is available as a benefit under Medicare (Part A). Medicare beneficiaries who choose Hospice care receive non-curative medical support and psychosocial services to help cope with both the symptoms of the terminal disease as well as the emotional and spiritual struggles of end-of-life issues. Patients entitled to benefits under Medicare Part A can choose Hospice care when they meet the Hospice admission criteria; basically, when the patient’s doctor and the Hospice Medical Director certify the patient prognosis is limited to months, not years. Medical needs unrelated to the Hospice diagnosis are covered under Standard Medicare Benefits. The Hospice Benefit covers all fees for the services, plus the cost of all medications, medical equipment, ancillary therapies and supplies related to the symptom management of the Hospice condition.